Privacy Policy

In this Privacy Policy, the following terms carry the meanings set out below unless the context clearly requires otherwise:

bni4d acts as the data controller in respect of all Personal Data collected through the Platform. As data controller, bni4d determines the purposes and means of processing your Personal Data and is responsible for ensuring that such processing is carried out lawfully, fairly, and transparently.

bni4d is licensed and regulated internationally. While the Platform primarily serves players based in Indonesia — including residents of Jakarta, Surabaya, Bandung, Medan, Bali, Yogyakarta, Semarang, Makassar, and Palembang — this Privacy Policy is governed by the data protection principles applicable in the jurisdiction in which bni4d is incorporated, which are consistent with internationally recognised best practices.

3.1 Registration Data

When you create a bni4d account, we collect the following information:

• Full legal name (as it appears on your government-issued identity document).
• Date of birth (to verify that you are 21 years of age or older).
• Residential address in Indonesia.
• Email address.
• Preferred username and a hashed version of your chosen password (we never store passwords in plain text).
• Mobile phone number (used for account security notifications).

3.2 Identity Verification (KYC) Data

To comply with anti-money laundering obligations and to verify your age and identity, bni4d may collect:

• Copies of government-issued identity documents: KTP (Kartu Tanda Penduduk — Indonesian National Identity Card), valid Indonesian passport, or valid Indonesian driving licence (SIM).
• Proof of address documents: recent utility bills or bank statements from BCA, BRI, BNI, Mandiri, CIMB Niaga, or other recognised Indonesian banks, dated within 90 days.
• Proof of payment method: bank account details or e-wallet account details (OVO, DANA, GoPay, ShopeePay, LinkAja) showing your name and account number.
• Selfie or live facial verification image (where required by our third-party KYC provider).

3.3 Financial Transaction Data

We record all financial transactions conducted on the Platform, including:

• Deposit amounts, dates, times (WIB), and payment methods used.
• Withdrawal requests, amounts, processing status, and destination account details.
• Wager history, game outcomes, and account balance movements.
• Bonus credit and wagering requirement progress records.

3.4 Technical and Device Data

When you access the bni4d Platform, our servers and analytics tools automatically collect:

• IP address and approximate geolocation (country and city level).
• Device type, operating system, and browser version.
• Session start and end timestamps (WIB).
• Pages visited, game titles launched, and navigation path through the Platform.
• Referral URL (the page from which you navigated to bni4d).

3.5 Communications Data

If you contact bni4d's customer support team via live chat or email, we retain a record of the full conversation, including the date and time of each message, the agent who handled your query, and any resolution reached. This record is used for quality assurance, dispute resolution, and regulatory audit purposes.

3.6 Responsible Gaming Data

If you use any of bni4d's responsible gaming tools — including deposit limits, session time alerts, loss limits, cooling-off periods, or self-exclusion — we record the settings you have applied and the dates on which changes were made. This data is used solely to enforce your chosen restrictions and cannot be used to market to you during an active self-exclusion period.

bni4d collects Personal Data through the following channels:

• Directly from you: when you complete the registration form, submit KYC documents, make a deposit or withdrawal, contact customer support, or respond to a promotional survey.
• Automatically via the Platform: through server logs, session cookies, and analytics tools that record your interaction with the website and game lobby.
• From third-party payment providers: when you initiate a bank transfer via BCA, BRI, BNI, or Mandiri, or a payment via OVO, DANA, GoPay, ShopeePay, or LinkAja, the relevant provider may share transaction confirmation data with bni4d.
• From identity verification providers: our KYC partners may return a verification result, a risk score, and in some cases a document authentication report to bni4d after you submit your identity documents.
• From fraud prevention services: bni4d uses third-party fraud detection tools that may flag your device fingerprint, IP address, or payment credentials against known fraud databases and return a risk assessment to our platform.

bni4d processes your Personal Data on one or more of the following legal bases depending on the specific processing activity:

bni4d uses the Personal Data it collects for the following purposes:

6.1 Account Administration

To create, maintain, and secure your bni4d account; to authenticate your identity at login; to enforce responsible gaming settings you have selected; and to communicate important account-level notifications (security alerts, KYC status updates, withdrawal confirmations).

6.2 Payment Processing

To process deposits from and withdrawals to your registered Indonesian bank accounts (BCA, BRI, BNI, Mandiri, CIMB Niaga, BSI, Bank Permata) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja); to reconcile your account balance; and to investigate and resolve any failed or disputed transactions.

6.3 Regulatory Compliance

To verify your age (21+) and identity in accordance with KYC obligations; to monitor transactions for suspicious activity consistent with internationally recognised anti-money laundering standards; and to maintain the records required by applicable law for a minimum retention period after account closure.

6.4 Platform Security and Fraud Prevention

To detect and block unauthorised access attempts; to identify and investigate duplicate accounts, proxy or VPN usage intended to circumvent restrictions, and patterns of bonus abuse; and to protect the integrity of our sportsbook markets for events including BRI Liga 1, EPL, Champions League, and Timnas Indonesia fixtures.

6.5 Product Improvement and Analytics

To understand how players navigate the Platform; to identify the most popular game categories (slots, live casino, Baccarat, togel (Indonesia's traditional numbers lottery), and sportsbook); to measure the effectiveness of promotional campaigns; and to prioritise platform development efforts.

6.6 Marketing Communications (Consent Only)

Where you have expressly opted in, to send you personalised promotional content about new game releases, deposit bonuses, free spin offers, and seasonal promotions. You can withdraw this consent at any time without affecting the lawfulness of processing carried out before withdrawal.

bni4d does not sell, rent, or trade your Personal Data. We share data only in the circumstances described below, and only to the minimum extent necessary for the stated purpose:

7.1 Payment Processors

To execute deposit and withdrawal transactions, bni4d shares the minimum necessary financial data (account holder name, account number, transaction amount in IDR) with the relevant payment processor or bank, including BCA, BRI, BNI, Mandiri, and e-wallet operators OVO, DANA, GoPay, ShopeePay, and LinkAja. These providers are not permitted to use your data for any purpose other than executing the specific transaction.

7.2 Identity Verification Providers

To conduct KYC checks, bni4d shares your identity document images and personal details with regulated third-party identity verification providers. These providers return a verification result to bni4d and are contractually prohibited from retaining your document images beyond the period strictly necessary for the verification process.

7.3 Game Studios

When you launch a game from providers such as Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, or Pocket Games Soft, a session token and anonymised player ID are transmitted to the studio's game server. Your full name and financial details are never shared with game studios.

7.4 Fraud Prevention and Security Services

Device fingerprint data, IP addresses, and transaction patterns may be shared with third-party fraud prevention services to identify and block fraudulent activity. These services process data solely as data processors acting on bni4d's documented instructions.

7.5 Legal and Regulatory Disclosure

bni4d may disclose Personal Data to competent governmental or regulatory authorities where required to do so by applicable law, by a court order, or in response to a lawful request from a law enforcement body. In such cases, bni4d will notify you of the disclosure to the extent permitted by law.

bni4d retains Personal Data for no longer than is necessary for the purpose for which it was collected, or as required by applicable law. The following default retention periods apply:

Once a retention period has elapsed, Personal Data is securely deleted or anonymised so that it can no longer be attributed to any individual. Anonymised aggregate data (e.g., platform usage statistics) may be retained indefinitely for product analytics purposes.

Subject to applicable law and certain conditions, you have the following rights in respect of the Personal Data bni4d holds about you. To exercise any of these rights, please contact us at support@bni4d.club with the subject line "Data Rights Request" and a clear description of the right you wish to exercise. bni4d will respond within 30 days of receiving a valid request.

10.1 What Are Cookies

Cookies are small text files placed on your device by a website you visit. bni4d uses cookies and similar tracking technologies (such as web beacons and local storage objects) to enable essential platform functionality, improve performance, and — where you have consented — to deliver personalised content.

10.2 Types of Cookies We Use

10.3 Managing Cookies

You can manage or disable non-essential cookies through your browser settings or through the bni4d cookie preference centre, accessible from the Platform footer. Disabling strictly necessary cookies will impair your ability to log in and use the Platform. Most modern browsers (Chrome, Firefox, Safari, and Edge) provide granular cookie management tools in their privacy settings menus.

bni4d implements a layered technical and organisational security framework to protect your Personal Data against unauthorised access, accidental loss, destruction, or disclosure. Key measures include:

• Transport Encryption: All data in transit between your device and bni4d's servers is protected by TLS 1.2 or higher (256-bit encryption).
• At-Rest Encryption: Sensitive Personal Data stored in bni4d's databases — including identity document images, bank account details, and password hashes — is encrypted at rest using AES-256.
• Password Hashing: User passwords are never stored in plain text. bni4d uses an industry-standard adaptive hashing algorithm (bcrypt) with a high work factor.
• Access Controls: Access to Personal Data within bni4d's internal systems is restricted to authorised personnel on a need-to-know basis, enforced through role-based access control (RBAC) and multi-factor authentication (MFA).
• Penetration Testing: bni4d conducts regular third-party penetration tests of its platform infrastructure and promptly remediates identified vulnerabilities.
• Incident Response: bni4d maintains a documented data breach incident response plan. In the event of a breach that poses a risk to your rights and freedoms, bni4d will notify affected players within 72 hours of becoming aware of the breach, to the extent practicable.

The bni4d Platform is strictly for adults aged 21 years or older. bni4d does not knowingly collect, process, or retain Personal Data from individuals under the age of 21. Age verification is conducted as part of the registration and KYC process.

If bni4d discovers or has reason to believe that a registered account holder is under the age of 21, the account will be immediately suspended, all funds will be returned subject to an anti-fraud review, and all Personal Data associated with the account will be securely deleted from our systems within 30 days, subject to any applicable legal retention obligations.

Parents and guardians are strongly encouraged to use device-level parental control software to prevent minors from accessing gambling platforms, including bni4d. If you believe a person under the age of 21 has registered on the bni4d Platform, please notify us immediately at support@bni4d.club. We will treat such reports as high-priority and investigate within 24 hours.

bni4d reserves the right to update or amend this Privacy Policy at any time to reflect changes in applicable law, our data processing practices, or the services we offer. When material changes are made, bni4d will notify registered players by email and by displaying a prominent notice on the Platform for a minimum of 7 days before the changes take effect.

The effective date at the top of this page indicates when the current version of the policy was last updated. Your continued use of the Platform after the effective date of any amendment constitutes your acknowledgement of the updated policy. If you do not agree with any change, please close your account and cease using the Platform. You may request account closure by contacting support@bni4d.club.

The current version of this Privacy Policy is always available at https ://bni4d.club/privacy-policy. We recommend that you review this page periodically to stay informed of how bni4d protects your Personal Data.

If you have any questions, concerns, or requests regarding this Privacy Policy or the manner in which bni4d processes your Personal Data, please contact our support team using the details below. All privacy-related inquiries are handled by a dedicated team and will receive a response within 3 business days (WIB).